Credit Card Casinos – Casinos That Accept Credit Card Payments

These credit card casinos offer far more flexibility, generous promotions and unrestricted access to full game libraries. You can see why they have grown in popularity over recent years, here at Web Times we review the latest online casinos that accept credit cards, testing each brand through our in-depth trust checker. We only recommend reputable, licensed platforms offering the best games, bonuses and secure banking methods. Here’s our list of our top Credit Card Casinos:

Credit card casinos are internationally licensed platforms that accept all major credit cards for deposits and offer all the key safety features that you would expect to receive. All UKGC licensed casinos are prohibited from accepting credit cards as they had a ban enforced on them in 2020 banning the use of credit cards for gambling. This has resulted in more and more UK players turning to internationally licensed online casinos that still support payments including Visa, Mastercard, American Express (Amex) and other major credit card providers.

Our Guide to Credit Card Online Casinos

With UK online casinos facing increasing restrictions including stricter affordability checks and deposit limitations many players are seeking alternative platforms. New online casinos that accept credit cards have grown rapidly in popularity because they provide better:

• Payment flexibility
• Welcome bonuses
• Game selections
• Deposit experiences

These credit card casinos continue to attract UK players looking for a upgraded casino experience without the limitations of UKGC regulations.

What Is a Credit Card Casino?

A credit card casino is an online casino operating outside UKGC regulation that allows players to deposit using major credit cards. These platforms are favoured for their speed, security and convenience offering a straightforward alternative to relying solely on debit cards, bank transfers or e-wallets. Just because they are licensed outside of the UK doesn’t mean they are unsafe, all of the casinos we offer are regulated by established and trusted bodies ensuring safe, fair and fun gameplay.

Credit Card Casinos vs UKGC Casinos: What’s the Difference?

The UKGC introduced the credit card ban in April 2020 as part of its responsible gambling measures, aiming to reduce gambling-related debt and financial risk. Internationally regulated casinos still allow credit card payments, often providing more freedom and additional benefits compared to UK-licensed sites. You can receive bigger welcome bonuses, unrestricted gameplay with access to all features, larger game libraries, access to all major game developers and bigger ongoing promotions. Here are some comparisons:

Welcome Bonus:
Credit Card Casino: Welcome Bonus 800% Matched up to £10,000 – Gambiva Casino
UKGC Casino: Welcome Bonus Bet £10 + Get 100 Free Spins – Midnite Casino

Games Library:
Credit Card Casino: 10,000+ games available – Bet Ninja Casino
UKGC Casino: 3,500 games available – Coral Casino

Banking options:
Credit Card Casino: Visa, Mastercard, Amex. Bank Transfer, Cryptocurrencies & more – Harry Casino
UKGC Casino: Visa & Mastercard – Bet 365 Casino

Why Do Players Choose Credit Card Casinos?

Credit card casinos continue to attract UK players because they offer a combination of more banking options, less restrictions, more game variety and added value that isn’t always available at UK regulated sites. For many, using a credit card at an online casino enhances the overall experience by making payments easier, unlocking better rewards (Amex points for example), and providing access to a wider range of games and features which are not restricted. Below is a closer look at the key reasons players prefer online casinos that accept credit cards.

Flexibility & Credit Access

Credit card casinos allow players to deposit using credit rather than relying solely on available debit balances. When used responsibly, this can offer short term flexibility and additional cash flow, especially compared to debit only options.

Rewards & Cashback Perks

Many credit card providers offer incentives such as cashback, loyalty points, or travel miles on card transactions. Players using eligible cards particularly premium options like American Express (Amex) will continue earning these rewards when depositing at credit card casinos, adding extra value to each transaction.

Faster Registration & Easier Access

Internationally licensed credit card casinos often provide an easy/quick sign-up process, allowing players to register, deposit, and start playing within a minute or two. While verification still applies at reputable sites, onboarding is usually less disruptive, helping players access games and promotions sooner.

Fewer Affordability Checks

Compared to UKGC-regulated casinos, many international credit card casinos apply less intrusive affordability assessments, especially at the sign up stage. This can make the experience far more enjoyable for UK players who do not want to share private financial information with third party operators, while still choosing licensed and secure platforms.

Wider Game Selection

Credit card casinos typically feature much larger game libraries, often including thousands of slots, live dealer tables, jackpots, and modern formats like crash games. Players also gain access to international titles and software providers that aren’t always available on UK-licensed sites.

Extra Fraud Protection

Credit cards come with built-in security features such as fraud monitoring, purchase protection, and dispute or chargeback options. This added layer of protection can provide peace of mind when making online deposits, especially at well established, licensed credit card casinos.

Bigger Bonuses & Ongoing Promotions

One of the biggest advantages of credit card casinos is the level of value they offer through bonuses and promotions. Because these casinos operate outside UKGC promotional limits, they have far more freedom in how bonuses are structured, how often they’re offered, and how much value players can receive over time.

At most international casinos that accept credit cards, players can expect strong incentives both at sign-up and long after, rather than bonuses stopping after the first deposit.

Larger Welcome Bonuses

Credit card casinos often greet new players with much higher welcome packages than UKGC sites. These can include:

• High matched deposit bonuses (e.g. 200%–500% bonuses)
• Multi-deposit welcome offers spread across several payments
• Free spins on popular slot games

Example:
A new player might receive a 300% bonus up to £2,000 plus 100 free spins, giving significantly more starting value than a typical UK welcome offer.

Reload Bonuses for Returning Players

Unlike many UK casinos, credit card casinos always reward loyal players with reload bonuses on regular deposits. These offers may appear daily, weekly, or during promotions.

Example:

• 50% reload bonus every Friday
• Weekend slot reload bonuses
• Reloads tied to specific game providers or slot categories

This helps keep gameplay rewarding even after the welcome bonus has been used.

Free Spins & Slot Promotions

Free spins are commonly used at credit card casinos to promote new slot releases or popular games. These offers may be no-deposit, reload-based, or part of ongoing campaigns.

Example:

• 20–50 free spins on games like Sweet Bonanza or Big Bass Bonanza
• Free spins unlocked after a qualifying deposit
• Spins awarded as part of tournaments or leaderboards

Cashback Offers

Cashback is another popular incentive, especially for players who prefer longer sessions. Cashback returns a percentage of net losses over a set period, helping soften losing runs.

Example:

• 10%–20% weekly cashback
• Cashback applied automatically or claimed manually
• Higher cashback rates for VIP players

VIP & Loyalty Rewards

Most credit card casinos also run VIP or loyalty programmes that reward consistent play. These programmes typically unlock better benefits as you move up the tiers.

Example perks include:

• Special birthday or seasonal rewards
• Higher withdrawal limits
• Faster payouts
• Exclusive bonuses and reloads
• Personal account managers

Best Credit Card Casino Bonuses 

Credit Card Casino	Bonus Available	Total Casino Games
Britsino	100% up to £500 + 500 Free Spins	10,500+
Gambiva	200% up to £500 + 100 Free Spins	11,000+
Chanze	200% up to £500 + 100 Free Spins	10,650+
Fortunica	100% up to £1000 + 50 Free Spins	10,800+
Harry	100% up to £1000 + 100 Free Spins	10,200+
Q Bet	400% up to £400 + 100 Free Spins	10,000+
Bet Ninja	100% up to £1000 + 100 Free Spins	11,000+
Spin Shark	150% up to £900 + 150 Free Spins	10,350+
Dracula	200% up to £500 + 100 Free Spins	10,800+
Tucan Casino	222% up to £500 + 100 Free Spins	10,500+
Fish and Spins	150% up to £750 + 100 Free Spins	10,350

Licensing & Regulation of Credit Card Casinos

Operating outside of the UK credit card casinos hold international licenses. These bodies ensure the sites offer a safe, regulated and fair gaming experience. These respected international jurisdictions are:

Malta Gaming Authority (MGA)

Key Benefits:

• Strong player protection
• Transparent dispute resolution
• Responsible gambling enforcement
• Supports Visa, Mastercard & AmEx

MGA Key Points:

• Safe
• Reliable
• Respected worldwide

Government of Curaçao

Key Benefits:

• Large variety of gaming platforms
• Supports credit cards and crypto
• Accessible for international players

Curaçao Key Points:

• Wide Casino Coverage
• Senior Regulator
• Recognised across the globe

Gibraltar Regulatory Authority (GRA)

Key Benefits:

• Strong anti-fraud systems
• Responsible gambling compliance
• Trusted by major international brands

Licensed credit card casinos must operate under strict regulatory standards to ensure a safe and fair gaming environment for players. These licences guarantee fair gameplay through certified RNG testing by Ecogra and independent audits, secure transactions protected by SSL encryption. Responsible gambling tools such as deposit limits, time-outs and self-exclusion options should also be availabel. They also require operators to publish transparent bonus terms and clear withdrawal policies, while providing legitimate customer support and proper dispute resolution processes to protect players at all times.

Our Stand Out Credit Card Casinos of 2026

VIP Rewards + Premium Casino Features

• Thousands of Pragmatic Play, NetEnt & Hacksaw slots
• Full live dealer section (standard + VIP tables)
• Cashback deals + exclusive promotions
• Same-day withdrawals available

Harry Casino delivers a high-end casino experience with huge game variety and credit card support across all deposit options.

Our Ratings:

• Slots & Live Casino: 9/10
• Bonuses & Promotions: 8/10
• Banking & Processing: 9/10
• Licensing & Fair Play: 8/10

No Deposit Limits + Same-Day Withdrawals

• Massive welcome bonus
• Daily new slot releases
• Live tables + progressive jackpots
• Credit card-friendly platform

Bet Ninja is a new international casino offering one of the strongest gaming portfolios available. Players benefit from premium slots, immersive live casino play, and fast secure banking through major credit cards.

Our Ratings:

• Slots & Live Dealer Games: 10/10
• Bonuses & Offers: 10/10
• Banking & Withdrawals: 9/10
• Licensing & Fair Play: 9/10

Brand New Credit Card Casino for UK Players

• Exclusive promotions + weekly prizes
• Thousands of slots + featured releases
• Live dealer casino + full sportsbook
• Supports Visa, Mastercard & AmEx
• Fast withdrawals across all banking methods

Fish & Spins is one of the newest credit card casinos attracting UK players looking for full flexibility outside UK restrictions. It offers an enormous game library, including jackpots, bonus-buy titles, and live dealer tables.

Our Rankings:

• Slots & Live Casino: 9/10
• Bonuses & Promotions: 9/10
• Banking Speed & Options: 9/10
• Licensing & Fair Play: 10/10

Pros & Cons of Playing at a Credit Card Casino

✅ Pros	❌ Cons
Instant deposits	Risk of overspending
Higher deposit limits	Potential issuer fees or interest
Rewards and cashback perks	AmEx not supported everywhere
Strong fraud protection
Bigger welcome bonuses
More flexible international gaming access

FAQs About Online Casinos That Accept Credit Cards

1. What are online casinos that accept credit cards?

Online casinos that accept credit cards are gambling sites that allow players to deposit using cards such as Visa, Mastercard, and sometimes American Express. These casinos are usually licensed outside the UK and are not restricted by UKGC rules, which means they can continue offering credit card payments to UK players.

2. Are credit card casinos safe to use?

Credit card casinos can be safe, provided they are properly licensed and regulated. Reputable casinos use secure encryption, trusted payment processors, and certified game software. Always check that the casino displays valid licensing information and clear terms before depositing.

3. Can I withdraw my winnings to a credit card?

In most cases, withdrawals are not paid back to credit cards. Instead, winnings are usually withdrawn via bank transfer, e-wallets, or alternative payment methods supported by the casino. Credit cards are mainly used for deposits rather than withdrawals.

4. Why can’t I use a credit card at UKGC casinos?

The UK Gambling Commission banned credit card gambling in 2020 to reduce financial harm. As a result, UK-licensed casinos no longer allow credit card deposits. International casinos operating under non-UK licences are not affected by this rule and can still accept credit cards.

5. Do credit card casinos offer bonuses and ongoing promotions?

Yes, many credit card casinos offer large welcome bonuses, free spins, reload deals, cashback offers, and VIP rewards. Because they aren’t bound by UKGC promotional restrictions, these casinos often provide more generous incentives for both new and returning players.